Joe is a financial planner at Active Chartered Financial Planners with over 10 years’ experience at the firm and extensive expertise across pensions, retirement, investments, tax planning, protection, and estate planning. He has a particular focus on supporting business owners, helping them navigate both personal and corporate finances. Known for building long-term, trusted relationships, Joe provides clear, practical advice that empowers clients to make confident, well informed financial decisions.
Key Services
Financial planner, Joe has worked in financial services for a number of years, and at Active Chartered Financial Planners for almost 11 years.
Joe advises on all aspects of financial planning, including:
- Pensions and retirement planning
- Investment strategy and portfolio management
- Tax-efficient planning
- Protection and insurance solutions
- Business and corporate financial planning
- Estate and intergenerational wealth planning
During his time at the firm, Joe has developed a particular expertise for working with business owners; helping them to navigate the often complex relationship between personal and corporate financial planning. Whether it’s designing tax-efficient investment strategies, planning for retirement, or supporting intergenerational wealth transfer, Joe takes pride in providing his clients with the clarity and confidence to make well-informed decisions.
Joe is passionate about forming long-term relationships and believes that financial advice is most effective when it’s built on trust, consistency, and a genuine understanding of each client’s personal circumstances and ambitions.
Career Profile
Joe joined Active Chartered Financial Planners in March 2015 and has built a career defined by integrity, technical knowledge, and a deep commitment to helping clients make informed financial decisions.
Joe initially joined the firm in a client support/paraplanning role to support the wider adviser team. He gained extensive experience by conducting detailed research and analysis to help design robust, tailored financial plans for clients. This provided Joe with a solid technical foundation and a comprehensive understanding of the financial planning process (from the inside out).
In 2017, Joe completed the diploma to become an independent financial adviser (IFA). Since then, Joe has focused on building long term relationships with his clients to deliver clear, practical advice to not only individuals and families, but also to business owners across a wide range of financial planning areas.
Client Testimonials
“Joe, as always provides excellent and clear advice. His approach is always calm and collected, which gives you confidence to make the right financial decisions. I would highly recommend Joe and Active”
Hobbies and interests
Married and with two daughters, Joe is a lifelong Middlesbrough FC fan and season ticket holder.
Joe is also a big fan of live music and has graced the fields of Glastonbury more times than we can remember.
Qualifications
-Pension and Retirement Planning (R04, 2016)
-Investment Principles and Risk (R02, 2015)
-Financial Protection (R05, 2014)
-Personal Taxation (R03, 2014)
-Mortgage Advice (CF6, 2014)
-Cert CII (CMP, 2014)
-Financial Services, Regulation & Ethics (R01, 2013)
