Perfectly Tailored
The so-called ‘Credit Crunch’ has made it more important than ever to get mortgage advice that doesn’t favour a particular mortgage lender or mortgage type.
Luckily for our clients, at Active we have the resources to search for the right mortgage product to suit any individual or business. That doesn’t always mean the ‘cheapest’ mortgage, but it does mean one with the features and benefits to best match your needs.
Better still, we will take time to explain the terms of the mortgages we recommend and help you make it all happen once you’ve decided, giving you a service that is streets ahead of anything you’ll find on a price comparison site or through a call centre. We will also work with solicitors and stakeholders to help reduce your workload and shrink your stress levels. Rest assured, when it comes to making one of the most important decisions of your financial life, we’re with you every step of the way – just what you would expect from a firm with Chartered Financial Planner status.
Residential Mortgages
We will search the market to find a mortgage that suits you, your circumstances and your long-term financial goals.
Remortgages
Our remortgage advice service covers a variety of situations, including remortgaging to secure a better rate of interest, to enjoy a fixed interest rate product or to raise capital against your home.
‘Buy-To-Let’ and Commercial Mortgages
We will help you find and implement the right buy-to-let mortgage in order to secure a rental property that could provide a long-term income.
Expert advice is crucial as lenders might ask for a deposit of 25%, plus you will need to consider the financial implications of maintaining the property and covering repayments while it is unoccupied.
Debt Consolidation
With the right help from us, it is possible to use a mortgage to consolidate your debts into more manageable monthly payments with either short-term or long-term benefits, depending on your needs.
The overall cost for comparison is 5.63% APR. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.
We charge a fee of up to £1,500 depending upon the time taken and complexity of your situation. This covers all the time we take to search the mortgage market as well as our advice, recommendations and managing the application itself.
Your home or property may be reposessed if you do not keep up repayments on your mortgage
The Financial Conduct Authority does not regulate Commercial Mortgages or some aspects of Buy to Let Mortgages
