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Who are we?

WE'RE ONE OF THE LEADING INDEPENDENT FINANCIAL PLANNING TEAMS IN THE NORTH.

LIFETIME MORTGAGES AND EQUITY RELEASE

LIFETIME MORTGAGES AND EQUITY RELEASE SCHEMES INVOLVE SERIOUS CONSIDERATIONS AND RISKS.

As well as sometimes coming with higher interest rates than a normal mortgage, they can often reduce your entitlement to state benefits and grants, and could affect your family’s inheritance too. Having said this, for certain people in certain circumstances, a lifetime mortgage or equity release is a good option: it could help release a lump sum to spend as you like, or enable you to stay in your home for longer.

At Active, we’ll talk to you about this option and the alternatives, making absolutely sure that if you do go ahead with it, it’s for all the right reasons. We’ll explain things clearly and honestly, highlighting the disadvantages as well as the benefits, leaving you perfectly prepared to make the decision that’s right for you.

LIFETIME CARE

AS PEOPLE ENJOY LONGER LIVES THAN EVER BEFORE, AND STATE HEALTHCARE FACES AN UNCERTAIN FUTURE, IT’S BECOME MORE IMPORTANT TO THINK ABOUT PROVIDING FOR YOUR OWN LONG-TERM HEALTH NEEDS.

Our specialist advisers can guide you through the different possibilities and their various pros and cons, covering options like insurance policies, equity release schemes and annuities or immediate care plans.

Your adviser can also talk about the way in which your income or savings will affect your entitlement to state care. It will help you to navigate this complicated issue and arrive at the right solution – one that perfectly balances your need for great care with protecting your income and assets.

CALL US TODAY

01642 765957

If you would like to find out more about how we can help you, please give us a call or drop us an email.

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Latest News

  • mike airey

    Karl Pemberton, Managing Director of Active Chartered Financial Planners, has ‘braved the shave’ to raise money for cancer charity Bright Red in memory of his friend Michael Airey. Karl has taken to social media to challenge other business leaders in the region to do the same to raise further funds for the charity that supported

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  • Active Chartered IFART : thank you for your time today , it’s nice to be advised in a language that is understood#no jargon,

Testimonials

  • Having been a client of Active Finance for many many years and have always been given great advice and direction. I am now looked after by Andrew. He has given excellent advice and service, continuing on the great work this company has always offered me. Always cheerful and helpful; a great asset to Active. I

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Active Financial Planners Ltd Registered in England & Wales No. 4039863 Registered Office: Active House, 1 Dukes Court, Thornaby, Stockton-On-Tees, TS17 9LR Active Chartered Financial Planners is a trading name of Active Financial Planners Ltd which is authorised and regulated by the Financial Conduct Authority