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WE'RE ONE OF THE LEADING INDEPENDENT FINANCIAL PLANNING TEAMS IN THE NORTH.

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Active ladies reach national awards final

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Active Chartered Financial Planners are celebrating the success of two team members who have reached the finals of a prestigious industry awards ceremony. Liza Pontone and Emma Cherrington (nee Richardson) have both been shortlisted for the title of Financial Adviser of the Year (North of England) in the 2018 Women in Finance Advice Awards. Liza,

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Bank of England Base Rate is on the rise, so what’s the logic behind it?

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With Chartered Financial Planner, Andrew Gilmore. In March 2009, the Bank of England reduced the base interest rate to 0.5%, the lowest rate in nearly 300 years. We saw a further cut in August 2016 to 0.25% before seeing the first rise since 2007 in November 2017. As a reminder, these early slashes to rates

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Celebrating more exams success!

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Active Chartered Financial Planners are celebrating after a number of the team gained new qualifications, with one person achieving the highly coveted Chartered status. The firm, which was named North East Employer of the Year by the Federation of Small Businesses in January, had seven staff working towards Chartered Insurance Institute (CII) qualifications. In passing

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Setting my sights high by tackling Mt Kilimanjaro for the second time!

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In just 4 weeks’ time (15th August),  I’m aiming to reconquer Mount Kilimanjaro in Tanzania – despite vowing never to return! Having suffered severe altitude sickness on a previous fundraising trek, I was inspired to tackle the 19,341ft African peak once again with just nine weeks’ notice. I signed up after being invited by client

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We’re on the ball – Active celebrates yet another record year!

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We are thrilled to have delivered strong results for the financial year ending March 2018. Highlights of the year-end report include: An increase in the total turnover of over 7% to £1.65m Attracted a further £40m of new Assets Under Management Client acquisition increased by 11% Investors in People Gold status achieved for the second

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Setting the sights high – Karl Pemberton to tackle Mount Kilimanjaro for the second time for MIND and GEM Appeal

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On 15th August,  Karl Pemberton (Active Chartered Financial Planners) MD is aiming to reconquer Mount Kilimanjaro in Tanzania – despite vowing never to return! Having suffered severe altitude sickness on a previous fundraising trek, Karl was inspired to tackle the 19,341ft African peak once again with just nine weeks’ notice. He signed up after being

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Three years on from Pension Freedoms…. What do we know?

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Back in 2015 when pension freedom reforms were introduced, there were predictions that people would use their entire retirement pot and we would have a spate of ‘Lamborghini’ pensioners.  We are sure you will remember the headlines? We certainly can! Three years on, and in all reality, we can safely say that this has not

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National recognition for Active’s very own Three Lionesses

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More celebrations here at Active House after three members of the team were nominated for prestigious industry awards. Chartered Financial Planner Liza Pontone and Independent Financial Adviser Emma Cherrington (nee Richardson) have been nominated for Financial Adviser of the Year and Role Model of the Year, and Operations Manager Rachel McCulloch has been nominated for

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Active Chartered Financial Planners competes for national Employer of the Year award

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Active Chartered Financial Planners is hoping to bring home a trophy in the Federation of Small Businesses (FSB) national awards. The Stockton-based firm, which has held the coveted ‘Chartered’ status since 2013, was named North East Employer of the Year in the regional competition in January this year, beating the two other finalists shortlisted in

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Are you Active’s next Financial Planner?

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Do you consider yourself a leading Financial Planner? Are you Chartered or on your way to being Chartered? Would you like to work for the North East’s Employer of the Year? Financial Adviser Job Description: Role: Independent Financial Adviser / Chartered Financial Planner Contract: Permanent Employed or Self Employed Package: Extremely Competitive – based upon

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A record £63bn was invested into funds in 2017

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With Andrew Gilmore, Chartered Financial Planner & Fellow (of the Chartered Insurance Institute) at Active Financial Planners. In 2017, investors put a record £63bn into investment funds, taking the total amount invested (within the funds industry) to £1.2trn – also a record amount! (source: Investment Association data, January 2018). We often write about how we

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Meet the team: Ruth Conner

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It’s our meet the team blog and it’s Ruth Conner’s turn! As Marketing Manager, Ruth works closely with the directors to implement Active’s marketing strategy. This includes managing the company’s website, blog and social media profile; planning and coordinating Active’s events programme; maximising Active’s media coverage and supporting Active’s team of Financial Planners with marketing

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Just 25% of self-employed people save in to a pension

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With Director & Chartered Financial Planner (Fellow) at Active Financial Planners, Paul Gibson. This month we came across some research that will be of interest to a number of our clients and professional contacts, particularly those that are self-employed. According to the latest data from the Office for National Statistics (ONS) just 25% of self-employed

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Active Financial Planners promotes flexible working within the region

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Stockton-based firm Active Chartered Financial Planners is calling for more businesses in the region to offer flexible working options to their staff. Active, which was named the North East’s Employer of the Year in the Federation of Small Businesses Awards in January, offers flexible working opportunities to its staff and this has allowed them to

Claire Davison (left) & Liza Pontone

Meet the women who are helping to protect your financial future

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The financial sector is notoriously male-dominated. Although customer service and mortgage adviser roles tend to be filled by women, the more high-level and specialised roles still tend to go to men. One North East based firm that is working to address this imbalance is Active Chartered Financial Planners. Outside of its leadership team, Active currently

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Payslips – why you should keep hold of them

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Emma Richardson, Independent Financial Adviser at Active Financial Planners Ltd gives her tips on why keeping your payslips can be so important. Many of us eagerly wait for our payslips to arrive every month (or week), but how many of us actually keep them? Here at Active Financial Planners, our payslips are emailed, which is

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Meet the team: Emma Richardson

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In our latest ‘Meet the Team’ feature, it’s the turn of Emma Richardson, Independent Financial Adviser Emma is a highly experienced financial adviser, with a number of qualifications (in financial services) and currently studying towards being Chartered, with only a few exams remaining. Emma also has a number of accolades to her name, including featuring

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Ask the Expert – Tax Year End Planning

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With Karl Nendick, Director & Independent Financial Adviser Successful ‘Financial Planning’ is not just a case of investing in the most suitable, well performing investment funds, it has as much to do with investing in the most ‘tax efficient’ vehicle for your own personal circumstances. Each year, the UK Government gives each of us legitimate

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Active Chartered Financial Planners named North East Employer of the Year

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Teesside-based Active Chartered Financial Planners has taken home the North East Employer of the Year 2018 award in the annual Federation of Small Business (FSB) awards. The firm, which has held the coveted ‘Chartered’ status since 2013, was one of three businesses to be shortlisted in the category of Employer of the Year, and was

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Crypto-currency Boom or Bust? What does it all mean?

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With Managing Director & Independent Financial Adviser Karl Pemberton Unless you have been buried in a nuclear bunker for the last few months, you cannot have escaped the media hype surrounding the fairly new phenomenon of Crypto-currencies. If statistics are to be believed, Crypto-currency assets are fast approaching $1 trillion worldwide! But what on earth

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Active supports Yarm School pupils’ Les Mis ‘dream’

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Active Chartered Financial Planners is supporting Yarm School’s upcoming performance of Les Misérables, by signing up as a corporate sponsor. The Teesside-based firm, which provides expertise to clients across the North East and Yorkshire, is sponsoring the ambitious production, taking place in the Princess Alexandra Auditorium starting on 31st January. Yarm School’s rising stars will

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Active Expands the Business as Experienced Paraplanner Joins the Team

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Active Chartered Financial Planners, one of the North East and Yorkshire’s leading firms of Chartered Financial Planners, is growing its team by appointing an experienced Paraplanner to join it’s Stockton-on-Tees based office. Aimee Robson began her career in financial services in 2011 with Mercury Wealth Management as part of the administration team.  Quickly proving her

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Active welcomes experienced Training & Competence Manager

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Active Chartered Financial Planners, one of the North East and Yorkshire’s leading firms of Independent Chartered Financial Planners, is welcoming a new Training and Competence Manager to its team. Darren Cooney brings with him more than 30 years of financial services experience, working with a number of local and national brands, including Abbey National and

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Tees Valley business leader ‘braves the shave’ in friend’s memory

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Karl Pemberton, Managing Director of Active Chartered Financial Planners, has ‘braved the shave’ to raise money for cancer charity Bright Red in memory of his friend Michael Airey. Karl has taken to social media to challenge other business leaders in the region to do the same to raise further funds for the charity that supported

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Active’s Karl Pemberton achieves Chartered Director qualification

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Karl Pemberton, Managing Director of Tees Valley-based Active Chartered Financial Planners, has become one of only 18 leaders in the North East to achieve the Institute of Directors’ (IoD) Chartered Director qualification. Karl was awarded the prestigious status, held by only 1,400 people in the UK, following two years of intensive training with the IoD.

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Your Protection Myths – Busted!

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Protection really is the starting point of everything that you do. It’s the first (and most important) area of financial planning.  As an individual, a couple or as a family, we have a duty of care to protect our loved ones after we have gone. The latest in our “Mythbusters” series looks at some of

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Your Protection Myths – BUSTED!

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Protection really is the starting point of everything that you do. It’s the first (and most important) area of financial planning.  As an individual, a couple or as a family, we have a duty of care to protect our loved ones after we have gone. The latest in our “Mythbusters” series comes from Mark Dobing,

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£40,000 richer if you take Financial Advice

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This week, we came across some research that is extremely close to our hearts, and is something that has been the pivotal purpose of Active’s being since inception. People who take financial advice (independent or restricted) are on average £40,000 better off than those who do not, says research by the International Longevity Centre-UK (ILC-UK).

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Could you be Active’s new Compliance Manager?

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IFA Compliance Manager How would you like to work for one of the region’s leading Chartered Financial Planning firms? An organisation that prides itself in developing it’s Team; proudly holding the Investors in People GOLD status? Due to our ongoing success, we now have an opportunity to add a Compliance Manager to our team. You

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Active achieves Gold Award with Investors In People

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Active Chartered Financial Planners has retained a gold status accreditation from people management standards assessors, Investors in People (IIP). IIP, which has set the standard within business since 1991, awards the internationally recognised accreditation to businesses that excel in leadership, employee support, and people management. Workplaces are assessed using a robust framework that challenges the

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Meet the Team: Joe Carey, Independent Financial Adviser

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In our latest ‘Meet the Team’ it’s all about Joe Carey, Independent Financial Adviser and devoted Boro Fan (not to mention the tallest person at Active!). A member of Team Active since March 2015, Joe became fully qualified as an Independent Financial Adviser last Summer, and is now building up an excellent client base by

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Active Chartered Financial Planners’ Annual Results Reveal Strong Performance For FY 2016-2017

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Active Chartered Financial Planners, the Tees Valley based team of specialist Independent Financial Advisers which serves the North East and Yorkshire, has delivered strong results for the financial year ending March 2017. Highlights of the year-end report include: An increase in the total turnover from £1.24m to £1.54m Profit levels rising proportionately with turnover Client

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Four new Specialist Independent Financial Advisers join the Active Team

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Active Chartered Financial Planners, one of the North East and Yorkshire’s leading teams of independent financial planners, has appointed four new specialists, including a nationally recognised adviser, to its team. Emma Richardson, who has joined Active’s ParaPlanning team, was named among The Sunday Times’ ‘UK’s Top 250 Mortgage Advisers’ 2016, was in The Sunday Telegraph’s

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Meet the Team: Rachel McCulloch, Operations Manager

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This week it’s all about our Rachel McCulloch, Operations Manager.  Rachel manages Active’s Client Support Team, but is also the go to person for help, advice & support for the whole Active team. Rachel worked at Yorkshire Bank for 19 years, before joining Active in 2009. Name: Rachel McCulloch Job Title: Operations Manager (office based)

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Meet the Team: Mark Dobing IFA

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This week’s “Meet The Team” blog is all about our Mark Dobing Dip PFS, Independent Financial Adviser & life long Boro Fan Mark has 25 years experience in Financial Services, joining Active as an IFA in 2005.  Mark advises Clients across the full spectrum of Financial Services. Name: Mark Dobing Job Title: Independent Financial Adviser

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Ask the Expert – Tax Year End Planning

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Chartered Financial Planner Andrew Gilmore – FPFS, Cert CII (MP&ER) joined Active in 2007.  In 2016 (with hard work & dedication), Andrew became Chartered and (shortly after) gained Fellowship status; the highest level of qualification offered in our industry.  As a Chartered Financial Planner, Andrew is particularly known for dealing with investments and pensions, but also specialises

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Meet the Team: Gary Lumby

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This week’s ‘Meet the Team’ blog is all about our Non Executive Director, Gary Lumby MBE. Gary plays a key role at Active both internally as part of the board and management team, and externally in representing the firm.  Gary was awarded an MBE for Services to the Finance Industry in the 2008 New Year’s

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Meet the Team: Katie Davis

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This week’s ‘Meet the Team’ blog comes from Katie Davis, Chartered Financial Planner (Fellow). Katie began her Financial Planning career in 2006 at Natwest Bank, moving to HSBC in 2013 to look after Premier/High Net Worth clients.  Katie joined Active in late 2014 shortly before gaining Fellowship status. Name: Katie Diane Davis (nee Gibson) Job

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Meet the Team: Andrew Gilmore

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Welcome to the first of our “Meet the Team” blogs.  We have a great mix of people here at Active and we thought you might like to find out more about us…. First up is Andrew Gilmore, Chartered Financial Planner & Paraplanning Manager.  Andrew joined Active as an Apprentice in 2007 and has recently been

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Vinay Bedi Joins Active!

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We are absolutely thrilled to welcome Vinay Bedi to the growing team at Active. Vinay joins us following a long career as Senior Investment Adviser at Brewin Dolphin and then UBS Wealth Management based in the North East. Teessider  Vinay began his career in the industry almost 30 year’s ago as a Specialist Research Analyst focussing

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Welcoming a new Client Support Officer to Active

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We are so pleased to welcome Chloe Willmott to the Active team! Chloe, from Middlesbrough recently graduated from Teesside University with a First Class Honours Degree (in Sports Therapy).  Prior to this, Teessider Chloe gained 3 A Levels at Prior Pursglove College in Guisborough. This is 22 year old Chloe’s first role in Financial Services,

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Are you a Landlord?

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April 2017 sees the introduction of rule changes that will significantly increase the tax cost for many landlords. If you are a landlord of residential properties, with just over six months until the changes are implemented, now is the time to review your tax position and decide if your rental properties will still be profitable.

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Active welcomes back Sponsored Athlete & Olympic Finalist Aimee

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We were thrilled to welcome our sponsored swimmer & Olympic Finalist Aimee Willmott back to Active House this week, for lunch with her sponsors. 23 year old Aimee, from Middlesbrough finished 7th in the 400m Individual Medley at last month’s Olympic Games (in Rio) in her first ever Olympic final. “I am always honoured and

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The Results are in for Active!

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The Results are in for Active! From humble beginnings in 2000, Active is now regarded as one of the leading independent Financial Planning firms in the North East following continued ‘Quality’ focus. Achieving Chartered Status in 2013 was the reward for many years of investment across the entire team, however, we have not stopped there.

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Team Active Continues to Grow

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Dave Bernstein joins Active as Independent Financial Adviser with 23 years experience in Financial Services.  Dave’s career began at Royal London where he worked for 11 years gaining vast experience as a Financial Adviser, Sales Manager and Area Business Manager. In 2004 Dave joined Natwest as a Financial Adviser providing holistic financial advice to the

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Active strengthens the team with another Independent Financial Adviser

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Emma Richardson is an experienced and highly qualified Independent Financial Adviser, who has been recognised for her talents in the area of Mortgages featuring in The Sunday Times’ ‘UK’s Top 250 Mortgage Advisers’ 2016. Emma was also included in The Sunday Telegraph’s ‘Top Rated Professionals’ supplement 2015, The Mail on Sunday’s Personal Finance Special Issue,

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It’s the Great North Run for the Active Ladies

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Following on from April 26th (of this year) when the Active ladies climbed Scafell Pike (England’s highest mountain) just around the corner is their greatest challenge yet. Active’s Operations Manager Rachel McCulloch, Independent Financial Adviser Claire Davison & Client Support Officers Karen Knaggs and Laura Richmond are taking part in this year’s Great North Run

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Your Pensions LTA Myths – BUSTED!

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Pensions may still be the best place for savings, even if you have reached your Lifetime Allowance (LTA).  But confusion over contribution allowance may result in pension funding being switched off! ‘Allowance’ is the key here; it is not a ‘limit’ The latest in our “Mythbusters” series looks at some of the commonly held Lifetime

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Chartered Status – how it sets us apart

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In November 2013 we changed our name to Active Chartered Financial Planners.  Read more about why we did it. Achieving Chartered Status (for the company) was the culmination of a number of years of investment across the whole team. Our focus on Continuing Professional Development (CPD) across all levels, the creation and implementation of key

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Brexit – Keep Calm and Carry On!

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We awake to a brand new world. A world with many uncertainties, but not one that the experts hadn’t planned for. We, as Financial Planners therefore felt it important to keep you informed of the likely impact this may have for you, but also reassure you about the reality of the situation. Initial market reaction

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Latest News

  • Active - finalists 2

    Active Chartered Financial Planners are celebrating the success of two team members who have reached the finals of a prestigious industry awards ceremony. Liza Pontone and Emma Cherrington (nee Richardson) have both been shortlisted for the title of Financial Adviser of the Year (North of England) in the 2018 Women in Finance Advice Awards. Liza,

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Testimonials

  • Having been a client of Active Finance for many many years and have always been given great advice and direction. I am now looked after by Andrew. He has given excellent advice and service, continuing on the great work this company has always offered me. Always cheerful and helpful; a great asset to Active. I

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Active Financial Planners Ltd Registered in England & Wales No. 4039863 Registered Office: Active House, 1 Dukes Court, Thornaby, Stockton-On-Tees, TS17 9LR Active Chartered Financial Planners is a trading name of Active Financial Planners Ltd which is authorised and regulated by the Financial Conduct Authority